Get Pre-approved

The most important step you can take is to get pre-approved by a reputable lending institution. By having a guaranteed loan you can shop with confidence.

There are many types of mortgage loans available. As a buyer you should discuss with your lender what loan program best fits your needs. In some cases there may be down payment assistance available. Be sure to inquire.

A lender will pull your credit report to determine your credit worthiness. Be prepared to provide requested information e.g. pay stubs, bank statements and tax returns.

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